About Us

Title Loans in Sugar Land, Texas

Center Lane Title Solutions is proud to help our neighbors and friends find solutions to their financial problems. You can use the cash from a title loan in any way that you need: paying an overdue bill, making car repairs, or getting the fridge fixed.


We are conveniently located in Sugarland, offering easy access from Houston, Richmond, Mission Bend and other surrounding cities/communities. Just hop on I-69 and you will be at our doorstep within just a few minutes. When it comes to Sugar Land title loans, residents as well as those in surrounding communities don't have to drive far.

How it Works?

Before taking out a title loan with us here at Title Loans in Sugar Land, you should know the laws surrounding this type of loan and what protections you have as a consumer.

  • A borrower must be 18 years or older to apply for a Sugar Land title loan.
  • You must be the title owner to apply for a loan.
  • You need an actual paper title for the car.
  • All lenders offering car title loans in Sugar Land, TX must be licensed by the state.
  • The maximum amount of interest charged on a Sugar Land title loan is 10%.
  • There are no legal limits on the amount of money a lender can offer to a borrower. The only limit is the market value of the car and what the lender is willing to lend.
  • Each loan term is for 30 days.
  • The loan term can be extended for up to 5 additional 30-day periods, for a total of 6 months.

Before you take out an auto title loan in Sugar Land, you need to understand that, if you don't repay the loan, your car will be repossessed by the lender. The lender will sell the vehicle and keep the proceeds to cover the outstanding loan amount. But, no lender likes to do this and they will work with you as much as possible to ensure it doesn't happen.

You don't have to continue to deal with financial problems every month. With Sugar Land car title loans, residents can get ahead of the game.


Applying Process

  • Fill the App Form

    You'll see maximum amount of your loan

  • Accept Phone Call

    Answer to some questions & ask any question

  • Sign the Paperwork

    Walk out with the money in hand

Apply

Applying for a car title loan with Center Lane Title Solutions is quite simple using our easy to use online application form.

When it comes to title loans in or near Sugar Land, TX, residents need to provide the following:

• The year, make, model, style and mileage of your vehicle.

• Your name, phone number, email address, and zip code.


That's it. With that information, we will generate an instant loan estimate for you. That tells you the maximum amount you are eligible to get with the title loan.

After you get your loan estimate, you will get a phone call from one of our loan specialists. That person will go over the loan information with you and answer any questions you might have. Feel free to ask any question that comes to mind. We want you to be comfortable with the loan process.

You will need to provide income information so we can verify that you can repay the loan. We accept almost every type of income out there from weekly wages to disability to unemployment benefits. To verify, you will need a copy of your paystub, disability statement, or other documentation.

During that phone call, the Sugar Land, TX loan specialist will work with you to find the best repayment option. We want you to get the money you need, without overextending your finances.

To finalize the loan, you will need to come to our office to review and sign the loan paperwork. You will need to bring the title to your car with you, as we will need to hold that for collateral. The loan specialist will give you all the paperwork to review before you sign. The paperwork will lay out all the terms of the loan, the repayment agreement, and the interest rate on the loan.

Once you sign the paperwork, you walk out with the money in hand. Most of the time, you can go through the entire loan process within a day. In many cases, it is just a matter of hours.

Apply Now